Joseph Romanello is an author and practicing attorney in the area of Mortgage Modifications and foreclosure defense. His firm has secured hundreds of Mortgage Modification application approvals since the onset of the mortgage crisis.
Mr. Romanello has spent thousands of hours filing Mortgage Modification applications, negotiating with bank representatives and successfully fighting for and receiving hundreds of Mortgage Modification approvals. He has dealt with every range of bank, lender and servicing company and has fought on the front lines in the foreclosure court for the past 13 years. Mr. Romanello is aware of every tactic, financial ratio and reason for denial used by many banks, lenders and mortgage servicing companies.
Assembled for the first time all in one resource, Joseph Romanello unveils his 13+ years of experience helping Americans get their life back by reducing their monthly mortgage payments by hundreds or even thousands of dollars! The Complete Guide to a Successful Mortgage Modification explains every possible document that needs to be filed with a Mortgage Modification application, outlines the acceptable financial ratios used by banks and points out the common mistakes (pitfalls) made by borrowers that usually results in a denial of their Mortgage Modification application.